Home Cash Holdings

Reverse Equity Annual Lease (REAL)

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Reverse Equity Annual Lease (REAL)

Reverse Equity Annual Lease (REAL) program offers a unique opportunity for homeowners to unlock the equity in their homes while retaining the option to repurchase the property. With REAL, you can access your home's equity and benefit from flexible lease terms.

Understanding Reverse Equity Annual Lease (REAL)

Reverse Equity Annual Lease (REAL) program allows homeowners to convert a portion of their home's equity into cash while remaining in their homes as tenants. It provides an alternative solution for homeowners who require immediate funds or wish to tap into their home's equity for various financial needs.

The Benefits of REAL

Reverse Equity Annual Lease (REAL) program offers several advantages for homeowners:

  • Access to Home Equity

REAL allows you to access your home's equity without needing a traditional loan or looking for a buyer to sell your property. By converting a portion of your equity into cash, you can access funds for various purposes, such as stop foreclosure, paying off debts, fix your credit, or covering unexpected expenses.

  • Retention of Homeownership Benefits

With REAL, you can continue to enjoy the benefits of living in your home, maintaining control over the property, and potentially benefiting from any future appreciation. This provides stability and peace of mind during the lease period.

  • Flexibility in Lease Terms

Our REAL program offers flexible lease terms tailored to your specific needs. The lease duration typically ranges from 6 to 24 months, giving you ample time to address your financial goals and potentially repurchase the property.

  • Simplified Process

REAL offers a simplified process compared to traditional financing or selling options. There is no need for credit checks or extensive documentation, and the process can be completed quickly, providing you with timely access to the equity in your home.

How REAL Works

Reverse Equity Annual Lease (REAL) program follows a straightforward process to help you access your home equity:

  1. Initial Consultation: We begin with an initial consultation to understand your financial goals and evaluate your home's equity potential. During this consultation, we will explain the REAL program in detail and address any questions or concerns you may have.
  2. Equity Evaluation: Our team will comprehensively evaluate your home's equity based on market conditions and current appraisals. This evaluation will determine the amount of equity available for conversion into cash.
  3. Lease Agreement and Cash Disbursement: After the equity assessment is finished, we will work with you to determine lease terms that suit your financial requirements and the payments required by the private lender. Following the execution of the lease agreement, we will make a cash deposit into an escrow account equal to a fraction of the equity in your house, which will be used to the monthly lease payment.
  4. Lease Period and Payments: You will continue living in your home as a tenant throughout the lease period, making regular lease payments as agreed upon in the lease agreement.
  5. Option to Repurchase: At the end of the lease term, you can repurchase the property. This option allows you to regain home ownership, potentially benefiting from any equity appreciation during the lease period.

Home Cash Holdings

Home Cash Holdings is a leading private funding company specializing in real estate investment projects.

Email: Mycash@homecashholdings.comPhone: 305-671-3838
Fax: 305-671-3828
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